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spinal decompression nyc and chiropractic manhattan
Dec 2nd
Many people attribute certain afflictions only to getting old. In the general sense, this may be true but when it comes to things like low back pain, it can happen to anyone, at any age. While it is often reserved for the elderly and aging, back pain can and does afflict many.
The back is made up of many parts. The centre piece structure that holds the back in place is the spinal column, which also has the task of protecting the spinal cord and the multitude of nerves and nervous pathways that go up and down the torso. The spine itself is made up of vertebrae, and each vertebrae is separated from its neighbours above and below by round pads of cartilage called discs. Ligaments and tendons hold the vertebrae in place and attach the muscles of the back to the spinal column. The vertebrae are divided up into parts called the cervical or neck vertebrae, the thoracic or upper torso vertebrae, the lumbar vertebra or lower back area, and the root of the spine where the tailbone is located. Low back pain occurs in the lumbar part of the spine.
There are many causes for low back pain and most are dependent on the type of pain a person is feeling in their back. The length of time the pain continues is what determines whether back pain is acute or chronic. However terrible it may sound, back pain that lasts less than three months is considered acute or temporary. Chronic back pain lasts longer than three months.
Many things can cause the spine to experience low back pain. Posture, obesity, weight gained due to pregnancy and a poorly kept physical condition also attribute to back pain. Simply losing weight and living a healthy active life can greatly improve the health of the spine and back.
Low back pain can also result from trauma to the back, such as the kind experienced during a car accident. Overstretching the back or trying to carry something too heavy may also hurt the spine, causing the discs to bulge out. Nerves and muscles can become irritated and there can be resulting bone lesions, all of which need proper time to heal. Left untreated, these may become more serious conditions of the back.
Sciatica can often be a result of untreated low back pain. This condition is caused when herniated or ruptured discs in the spine press down on the sciatic nerve that runs down the spinal column to the pelvis. People with sciatica experience shock like or burning pain in their back that shoots through the buttocks and down a leg, often traveling to below the knee.
Having low back pain is one of the most common of all job related disabilities and missed time at work. The back aches severely, and sufferers experience shooting and stabbing pains. People may not be able to stand up straight, or may not be able to bend. Both men and women are afflicted equally by back pain, and every year Americans spend approximately fifty billion dollars in back pain treatments. Back pain and trauma can be caused by age afflictions like osteoporosis but even housework, gardening and improper lifting of heavy objects can be the cause. Even teenagers can suffer back pain from heavy backpacks, poor sleeping habits and bad posture.
It’s important to see a doctor whenever a person experiences any sort of back trauma. Low back pain that doesn’t go away after a few days should be looked at, given the opportunity for it to turn into something else. It may also be a sign of another type of ailment. Consider visiting a doctor if back pain persists or seems out of place.
Sometimes individuals wrongly consider certain physical problems are only attributed to aging or only afflict older individuals. When it comes to spinal decompression nyc, they couldn’t be more wrong. More info on the best chiropractor manhattan, now a click away!
504 SBA/CDC Loan; What Is It Exactly?
Nov 1st
Manhattan Merchant Services works very closely with the CDC, as well as our 1st Position Partner Lenders, along with the small business borrower in order to help process, approve, close and service the SBA 504 loan. Funding is provided by the CDC issuing a 10- or 20-year debenture bond that is sold to investors on Wall Street giving entrepreneurs access to capital at low, fixed interest rates – usually only available to large corporations. And debenture bonds are especially attractive to investors since they are backed by the SBA and fully guaranteed by the U.S. Treasury.
The loan is a partnership between a Certified Development Company (CDC), the Small Business Administration and a lender. CDCs are economic development organizations that have been certified by the SBA to make loans under the Certified Development Company Economic Development Loan Program through an SBA 504 loan.
Working with a lender, the CDC provides up to 40% of the financing for commercial real estate purchase and new construction with an SBA 504 loan. A lender must partner with the CDC and typically provides 50% of the financing, while the entrepreneur ends up paying as little as 10% down.
The CDC works closely with the small business borrower to process, approve, close and service the SBA 504 loan. Funding is provided by the CDC issuing a 10- or 20-year debenture bond that is sold to investors on Wall Street giving entrepreneurs access to capital at low, fixed interest rates – usually only available to large corporations. And debenture bonds are especially attractive to investors since they are backed by the SBA and fully guaranteed by the U.S. Treasury.
There is no limit to the total project cost, however, a CDC can lend you up to 40% of the project cost with a dollar cap of $1,500,000 depending on the type of project. CDCs can exceed $1,500,000 and go as high as$2,000,000 of SBA 504 financing for public policy or community development projects* and up to $4,000,000for eligible manufacturing projects and for projects that incorporate energy saving technologies for sustainable design.
